Insurance & Payment Options

April 5, 2026

In network: Anthem Blue Cross Blue Shield - and most of the variants that can be billed under BCBS.

Out of Network or Self- Pay allows me to focus fully on client care without the restrictions, delays, and administrative burdens of insurance billing. While I understand that this may be an adjustment, you may be able to contact your insurance company for information about possible reimbursement with out-of-network benefits.

Alternative Reimbursement Options:

  • Pay for sessions directly and request a monthly superbill from me to submit to your insurance.

  • Use your Health Savings Account (HSA) or Flexible Spending Account (FSA) for payment.

  • Explore whether your insurance offers a client-facing portal for direct out-of-network claim submission.

Finding Low cost or Insurance providers:

If private pay isn’t possible for you right now, I understand and want to support you in finding the care you need. Here are a few options to consider:

Additional Resources:

  • Loveland Foundation - “the Loveland Therapy Fund provides financial assistance to Black women and nonbinary individuals seeking therapy nationally.” I do accept Loveland Certificates.

Still have questions?
You’re welcome to email me.

 Frequently Asked Questions

  • I am an out-of-network provider (for all insurance companies except Anthem BCBS) and can give you a superbill for possible reimbursement. I’m happy to talk about how this works during our consult.

  • Yes. Most Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) cover mental health services.

  • A superbill is a detailed receipt you can submit to your insurance company for potential out-of-network reimbursement. I will provide this upon request.

  • Call your insurance company and ask:

    • Do you cover out-of-network outpatient mental health services?

    • What is the reimbursement rate?

    • Is pre-authorization required?

  • I do not offer sliding scale services.

  • Choosing to remain out-of-network allows me to protect your privacy (your insurance company has a right to your records and can request them at any time), tailor treatment to your needs (not a diagnosis code), and spend our time focusing on therapy rather than paperwork.